An IVA (Individual Voluntary Arrangement) allows you to write off up to half your debts straight away and pay the rest off at a fixed monthly rate over 5 years. For any level of debt, a free assessment is offered by fully qualified Licensed Debt Counselors at Spencer Hayes. Take control over your life again. Let us help you organize and minimize your debts so that they are manageable. - [Read more]

Chapter sever is the most common types of Bankruptcy because it represents the individual consumer. Chapter seven allows the individual to discharge debts that cause an excess burden. The consumers assets are minimized to cash value allowing the debtor to pay off his debts. To find out more information about filing for chapter seven please visit our website. - [Read more]

Resolve personal finance issues by learning how to pay off debts faster, for less than you owe, while making smaller payment. Legally fix your credit report and have negative items removed to improve your rating. Safeguard and protect your identity with proactive measures - [Read more]

If you feel like you're in over your head with no escape our debt consolidation team may be able to bail you out. At Debt Solver we help people resolve their financial issues and get back on their feet. - [Read more]

Reduce your debt today by working with professional debt settlement and debt negotiation agents. We work with customers that have massive debt and help them avoid bankruptcy. Check out our debt settlement blog to learn more about your options. - [Read more]

Learn how to manage your debt, reduce your debt and make smart spending decisions. These are things every person must learn to keep their finances in order. Consolidate Credit Counseling Services of Canada will help you get your debts under control and get back on the right track. - [Read more]